Medicare / Medigap
Medicare Supplement (Medigap) plans
Medigap works alongside Original Medicare to help pay some of the deductibles, copayments, and coinsurance that Parts A and B leave behind. You can generally see any provider in the U.S. that accepts Medicare, with no network restrictions. Medigap does not include prescription drug coverage, so most people pair it with a separate Part D plan.
Popular plan letters
- Plan G — one of the most comprehensive options for people newly eligible for Medicare; you pay the Part B deductible.
- Plan N — lower premium than G, with small copays for some office and ER visits.
- High-Deductible Plan G — lower premium, but higher out-of-pocket costs until the deductible is met.
When to enroll
Your best window is the 6-month Medigap Open Enrollment Period that starts when you're 65 or older and enrolled in Part B; during that window, you generally have guaranteed issue rights and no medical underwriting.
Pair with Part D
Medigap doesn't cover drugs, so most clients pair it with a standalone Part D plan — or choose Medicare Advantage instead if they want bundled coverage.
Where we help
Medicare Supplement available in 12 states
Natalie Contorno is a licensed independent broker serving clients in the states below. Same standard of care and follow-through in every one.
- Texas
- South Carolina
- Tennessee
- Kansas
- Alabama
- Iowa
- Louisiana
- Arkansas
- Kentucky
- New Mexico
- Michigan
- Florida
Serving the greater Houston area
Looking for Medicare Supplement (Medigap) plans in Houston, TX?
Alpha Lee Insurance is an independent brokerage based in Houston, Texas. We compare Medicare Supplement (Medigap) plans options from multiple carriers, so you can review plans side by side instead of hearing one company's pitch. Appointments are available by phone, by video, or in person by appointment in a Katy, Texas office space.
Areas we serve: Galleria, Memorial, Spring Branch, Westchase, Bellaire, Katy, Sugar Land, Cypress, The Woodlands, Pearland, and the surrounding Houston metro.