Social Security
·5 min read
Social Security Claiming Ages Explained
One chart shows what years of explanation cannot: filing at 62 locks in about 70% of your full benefit, while waiting until 70 can raise it to roughly 124%.
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Insights & Articles
Guidance for the decisions that matter most.
Practical writing on Medicare, Social Security, long-term care, and retirement planning — from the desk of Natalie Contorno.
Long-Term Care
·7 min read
What Is a Good Age to Consider Long-Term Care Insurance?
For many people, the best time to begin exploring long-term care insurance is in their 50s—often before retirement and while they are still in good health. There is no one-size-fits-all age, but planning earlier can give you more choices and help protect the retirement savings you have worked so hard to build.
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Long-Term Care
·8 min read
Why Long-Term Care Planning Matters: Protecting Your Future, Family, and Independence
Most people spend time planning for retirement, Medicare, and Social Security, but long-term care is often overlooked. Planning ahead protects your savings, your independence, and your family from making difficult decisions in a crisis.
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Social Security
·10 min read
When Should You Apply for Social Security? Best Age to Claim (2026)
When should you apply for Social Security — 62, full retirement age, or 70? A Registered Social Security Analyst® walks through the break-even math, spousal and survivor impacts, the earnings test, taxes, and exactly when to sign up.
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Health Insurance
·8 min read
HealthShare Plans vs. ACA Insurance in Texas: A Side-by-Side Comparison
How health share memberships compare to ACA Marketplace plans for Texas residents — pre-existing conditions, premium tax credits, membership guidelines, and how to tell which one fits your household.
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Medicare
·7 min read
Medicare Advantage vs. Medicare Supplement in 2026: How to Choose the Right Plan
Medicare Advantage or Medicare Supplement (Medigap) — which is right for you in 2026? A side-by-side breakdown of cost, coverage, networks, and the trade-offs that actually matter.
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Health Insurance
·5 min read
Presidio Health Insurance: Values-Based Coverage That Actually Works
Presidio is real, private health insurance built for healthy Americans who are tired of overpaying for ACA plans. Zero deductibles, MOOP rollover, faith-aligned, and up to 50% cheaper than bronze plans.
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Medicare
·4 min read
GLP-1 Weight Loss Drugs and Medicare: What's Changing in 2026
GLP-1 medications like Ozempic, Wegovy, and Zepbound are reshaping how Medicare approaches weight loss. Here's what beneficiaries need to know about coverage, costs, and the new approval process.
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Social Security
·3 min read
Deciding the Best Time to Claim Social Security
The age at which you begin receiving Social Security can significantly affect your monthly income and lifetime retirement security. Here's how to weigh the factors.
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Social Security
·4 min read
Social Security Tips for Couples: Optimizing Benefits Together
Couples have unique opportunities to optimize Social Security. Coordinating your claiming ages can meaningfully increase your combined lifetime income.
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Insurance
·4 min read
Seniors Travel Insurance: Options for Travelers With Conditions
Traveling with health conditions requires extra planning. Here's how to find travel insurance that fits your medical needs and protects your trip.
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