Annual Enrollment Period: October 15 – December 7

What you can do during AEP

• Switch between Original Medicare and Medicare Advantage.
• Change from one Medicare Advantage plan to another.
• Join, switch, or drop a Part D drug plan.

Changes made during AEP take effect January 1.

The names can get confusing

• Annual Enrollment Period (AEP) — October 15 – December 7. Everyone with Medicare can review or change plans. Medicare.gov also calls this window "Medicare Open Enrollment."
• Medicare Advantage Open Enrollment Period — January 1 – March 31. One change, and only if you're already in a Medicare Advantage plan.
• Medigap Open Enrollment Period — a one-time six-month window that starts when you're 65 or older and enrolled in Part B.

Similar names, three different windows with different rules. If you're not sure which one applies to you, call or text us and we'll tell you where you stand.

Missed the window?

Special Enrollment Periods may apply if you move, lose creditable employer coverage, or gain or lose Extra Help. If you're already in a Medicare Advantage plan, the Medicare Advantage Open Enrollment Period runs January 1 through March 31 and lets you make another plan change or return to Original Medicare. Get in touch and we'll walk through it.