Social Security Planning
Understand Your Options Before You File
Your Social Security decision is an important part of your retirement plan. The age you claim benefits can affect your monthly income, Medicare planning, survivor protection, and long-term financial picture.
At Alpha Lee Insurance, Natalie Contorno, RSSA®, helps individuals and families understand their Social Security claiming options through personalized education and a Social Security Roadmap.
Clear guidance. Personal attention. No one-size-fits-all approach.
Your Social Security Decision Is Personal
There is no single “best” age for everyone to claim Social Security. The right timing depends on your goals, health, income needs, work plans, family situation, and overall retirement strategy.
You may have questions such as:
- Should I claim benefits at 62, full retirement age, or later?
- How could my choice affect my monthly income?
- What happens if I continue working while receiving benefits?
- Could I qualify for a spouse, former-spouse, or survivor benefit?
- How does Social Security connect with Medicare enrollment?
- How should Social Security fit with my retirement income and long-term care planning?
We help you understand the questions that matter before you make a filing decision.
Who Can Benefit From a Review?
A Social Security Roadmap may be especially helpful if you are:
- Approaching retirement or considering when to stop working
- Married and coordinating retirement decisions with your spouse
- Divorced and wondering whether former-spouse benefits may apply
- Widowed and evaluating survivor-benefit options
- Still working and deciding when to begin benefits
- Self-employed or have a nontraditional work history
- Approaching Medicare eligibility
- Looking to coordinate Social Security with retirement income, healthcare, or long-term care planning
Spousal, divorced-spouse, and survivor benefits may be available in certain circumstances, but eligibility and benefit amounts depend on Social Security Administration rules and each person’s record.
Your Personalized Social Security Roadmap
A Social Security Roadmap helps bring clarity to a decision that can feel overwhelming.
During your consultation, we review your individual situation and help you understand:
- Potential claiming-age considerations
- Estimated benefit scenarios
- Spousal and survivor-benefit factors
- Divorced-spouse benefit questions
- The relationship between Social Security and Medicare
- The impact of continued work and retirement timing
- Important filing questions and next steps
You will receive a personalized analysis designed to help you have a more informed conversation about when and how to claim benefits.
Get Started With My RoadmapRegistered Social Security Analyst®
Meet Natalie Contorno, RSSA®
Natalie Contorno is a Registered Social Security Analyst® and the founder of Alpha Lee Insurance. She provides practical education to help individuals and families make informed decisions about Social Security, Medicare, long-term care, and retirement healthcare planning.
Her approach is centered on clear communication, thoughtful planning, and helping clients understand how decisions in one area of retirement may affect another.
Alpha Lee Insurance is an independent brokerage headquartered in Houston, Texas.
Learn More About NatalieMake an Informed Decision Before You File
Your Social Security election may influence your retirement income for years to come. Before you make a filing decision, take time to understand your options and how they fit into your broader retirement plan.
Request your personalized Social Security Roadmap today.
Request My Social Security RoadmapPrefer to talk first? Call Natalie at 214-856-9096 or email Natalie@alphaleeinsurance.com.
Social Security Roadmap
Request Your Social Security Roadmap
Complete the form below to request a conversation with Alpha Lee Insurance.
Compliance: Alpha Lee Insurance is an independent insurance brokerage and is not affiliated with, endorsed by, or authorized by the Social Security Administration or any other government agency. Social Security benefit eligibility and amounts are determined solely by the Social Security Administration. This service is educational in nature and does not guarantee a particular benefit amount, filing result, or financial outcome. For official Social Security information or to apply for benefits, visit SSA.gov.
Watch & Learn
Social Security Claiming in 90 Seconds
How the age you claim affects your monthly benefit, spouse and survivor options, and how a Roadmap brings clarity before you file.
Have questions about your situation?
Book a free 30-minute consultation. We'll review your needs, compare options across multiple carriers, and give you a clear recommendation — no pressure, no cost.
Schedule a Consultation →Have questions?
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