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Hospital Indemnity Insurance
Supplemental cash benefits for covered hospital stays.
Hospital stays can create unexpected out-of-pocket costs, even when you have health insurance. Hospital indemnity insurance helps provide a fixed cash benefit for covered hospital events, giving you money you can use for deductibles, copays, transportation, childcare, household bills, or other expenses during recovery.
This coverage is designed to work alongside your major medical plan, not in place of it. Benefits and covered services vary by plan and carrier, so it is important to review the policy details carefully before enrolling.
Who may benefit
Hospital indemnity insurance may be a good fit for people who want extra financial protection during a hospital stay, especially those with high-deductible health plans or limited savings for unexpected medical costs. It can also be helpful for families who want added flexibility because benefits are typically paid directly to the policyholder.
See if this plan fits your needs
Want to see whether hospital indemnity insurance makes sense for your needs? Contact us today for a personalized review of your coverage options.
Important disclosure
Hospital indemnity insurance is a supplemental benefit and is not a substitute for comprehensive health insurance. Coverage, exclusions, limitations, and benefit amounts vary by carrier and plan.
Request a coverage review or a hospital indemnity quote.